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Many business credit cards are personally guaranteed.So the bank will look at both your personal and business income combined.

In my case, I’m sure it didn’t hurt to have had a 10 year relationship with Chase already, and an excellent payment history on multiple personal credit cards with them.If you are a small business owner, you can take a look at some of the best business credit cards depending on your specific goals.And while many business owners file a separate business license or formally incorporate their company, it’s not necessarily a requirement for a business credit card!And you don’t need to be an executive at a large corporation to qualify as a business owner.As long as you do anything outside your regular day job for-profit, you will be eligible for business credit cards.

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They will also look at your personal credit history.

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